Microentrepreneur Credit company registered in Brazil in 2022

This Microentrepreneur Credit Society (SCM) is a unique opportunity for acquisition, authorized by the Central Bank of Brazil in 2022. Established in 2014, this entity operates under the S5 classification, which is designed for small, low-system-risk non-bank financial institutions. The S5 classification allows for a Simplified Prudential Regime (RPS), reducing compliance costs while maintaining a low systemic risk profile. This makes it an ideal choice for those looking to enter the Brazilian financial market with a focus on credit, financing, and investment services. The company boasts a share capital of 170,000 EUR and is fully equipped with proprietary technology to offer credit and banking services, including a clearing account in the STR (SPB). With zero debts and litigation, the company presents a clean slate for new ownership. While the customer base is not included in the sale, the entire company, including its registration number, brand, and license, is available for acquisition. The technology infrastructure, a key asset, can be negotiated separately. Priced at 2,550,000 EUR, this opportunity allows for installment payment proposals. The company is positioned to apply for PIX DIRETO, with an average application time of 2 to 4 months, enhancing its transaction account provider capabilities. This sale represents a comprehensive package for investors looking to capitalize on Brazil's financial sector with a well-established, low-risk entity.